Qualifying for an SBA Loan New | Business Financing Solutions, Stamford, CT

How much do you want to borrow?

Use the slider to select your loan amount or enter an amount in the text field.

$150,000

$5,000,000

MONTHLY PAYMENT

LOAN TERM

10 Years

INTEREST RATE^*

9.75%

Note: SBA loans offered by banks in the Business Funding Group lending network have a variable rate, usually Prime + 2.75%

Tell us a bit about you

First Name*

Last Name*

Business Name*

Mobile Number*

Email*

Requested Amount*

Notes*

Only takes 5 minutes and doesn’t impact your credit score.

Cash Flow & Debt Coverage

Income	Combine
Last year taxable income		Net income from business tax returns
Owner salary
Depreciation
Interest
Total	$325,000

Expenses	Subtract
Personal living expenses		Based on credit report & annual cost of living
Personal tax payment		Estimated yearly tax payment (25% rate)
Total	$155,000

Cash Flow	$125,000

Debt
Existing debt payments		Current business loan payments - annualized
New SBA loan payments		Estimated yearly payments on SBA loan
Total	$130,000

Debt Service Coverage Ratio	1.31

Note: A Debt-Service Coverage Ratio (DSCR) of at least 1.25 is typically required. This calculator is a simplified estimate only. A full review and financial analysis are necessary to determine actual eligibility.